Otc Insurance Brokers

Business Details

50+ Years

experience

Your Trusted Insurance Partner in Dartmouth, NS

Otc Insurance Brokers has been a trusted name in the insurance industry for nearly a century, dedicated to providing comprehensive coverage solutions tailored to meet the unique needs of our clients. Our team of independent brokers works exclusively for our clients, not insurance companies, ensuring unbiased advice and advocacy during every stage of the insurance process. We specialize in commercial and personal insurance products, including business interruption, marine, cyber, and specialty insurance, while maintaining a strong commitment to competitive pricing and exceptional customer service.

With a legacy rooted in client satisfaction and a forward-thinking approach to risk management, we pride ourselves on building long-term relationships through transparency, expertise, and personalized support. Our focus remains on protecting businesses and individuals across Nova Scotia, New Brunswick, and Prince Edward Island with reliable, customized insurance solutions.

Services

Commercial Auto Business Interruption Marine Insurance Cyber Insurance Specialty Insurance Liability Coverage Equipment Breakdown Environmental Pollution Umbrella Policies Cross Border Solutions

Details

Year established: 1925

Highlights and features

We offer nearly 100 years of combined insurance expertise and client-focused service.
Our independent brokers advocate exclusively for clients during claims processes.
We guarantee competitive pricing through partnerships with top-tier insurance providers.
Our team specializes in complex insurance solutions for unique business needs.
We provide personalized policy explanations to ensure complete client understanding.

Website

Update Listing

Services

Business Interruption

Business interruption insurance protects companies from financial losses during unexpected operational halts. We provide coverage for ongoing expenses, employee wages, and lost profits caused by events like fires or natural disasters. Our policies ensure businesses can recover and resume operations with minimal long-term impact.

Commercial Auto

Commercial auto insurance covers business vehicles and drivers against accidents and liabilities. We offer tailored policies for various commercial vehicles, ensuring proper protection for transportation needs while complying with industry regulations and minimizing financial risks.

Marine Insurance

Marine insurance protects maritime assets and operations, including commercial fishing vessels and cargo ships. Our comprehensive policies cover damage, theft, and liability risks associated with marine activities, providing specialized protection for Atlantic Canada's maritime industries.

Cyber Insurance

Cyber insurance safeguards businesses against digital threats like data breaches and cyberattacks. We offer policies covering financial losses, legal liabilities, and recovery costs associated with cyber incidents, helping businesses maintain security and compliance in evolving digital environments.

Specialty Insurance

Specialty insurance provides tailored protection for non-standard risks, including merger and acquisition liabilities and employment practice issues. Our brokers create customized solutions for complex insurance needs that standard policies cannot address, ensuring comprehensive risk management.

Questions

What types of commercial insurance do you offer?

We provide commercial auto, business interruption, marine, cyber, liability, and specialty insurance tailored to business needs.

How do you find competitive insurance rates?

As independent brokers, we compare offerings from multiple providers to secure the best rates for your specific needs.

What should I do after a property loss?

Contact our claims team immediately through our website or toll-free number for prompt assistance and advocacy.

Do you offer personal insurance products?

Yes, we provide home, auto, and recreational vehicle insurance for individuals in Atlantic Canada.

How can I get a free commercial assessment?

Visit our website to sign up for a complimentary commercial insurance assessment with our experienced brokers.

What areas do you serve?

We serve clients in Nova Scotia, New Brunswick, and Prince Edward Island from our Dartmouth office.

Reviews (5)

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Pieter Groot

Jan 16, 2022 Report

Positive:Professionalism,Quality,Responsiveness,Value
We are in Canada as new starters (four years back) and a colleague recommended me OTC. I went, I do all my insurance business with OTC and I stayed. Thanks OTC and especially Dawn Mengering for an outstanding service.

Chunky Monk

Jan 02, 2022 Report

I was in the market for new auto insurance and initially came in contact with Natalya, she assured me OTC could find me the best available rates to meet my needs. She took my information and sent it over to dawn as her department is tailored to Servicing my inquiry. My interaction with dawn was fantastic, she came back with two options for rates that far exceeded my expectations in a short time And in no time at all I had fully functional insurance. During the process Natalya and dawn both kept in contact keeping me updated on the process and assisting me with any questions.

James Hunter

Nov 21, 2021 Report

Had a great experience working with OTC insurance, Dawn worked with me even when I had to change my terms many times in a short period. She always took my calls or called me back promptly when she wasnt available too even when I called what it feels like a thousand times. Also I had bought a lemon when I originally started the policy which was unfortunate but with the rate Dawn was able to get me I was able to afford to finance a newer car. Thank you Dawn and OTC insurance for your help. Highly Recommend and when you call ask for Dawn.

Alex Sauer

Nov 02, 2021 Report

My wife and I were relocating to Nova Scotia not knowing anyone in any professional aspect. We were given Sharon's name by an acquaintance and from the first call, she engaged in finding out our needs and expectations. During the entire process, Sharon offered suggestions in coverage and even in savings opportunities. Insurance is an invisible necessity which can often be overlooked or taken for granted. I feel that in OTC and Sharon, we have someone who will get to know us, look after us and be a true partner.

Saj House

Oct 21, 2021 Report

We deal with Sharon Fralic for car and business insurance. She is an efficient, punctual, and professional Broker. Always looking out for the best deal to save her clients money. We recommend her to anyone looking for the best service.