Call Now
Website
Call
Business Details
10 Years
experience
Your Trusted Source for Affordable Insurance Solutions
Cheep Insurance was founded in 2016 with a clear mission: to make insurance simple, convenient, and accessible for everyone. We specialize in helping individuals find personalized insurance solutions, even if they face challenges like imperfect driving records, credit issues, or limited payment history. Our team of experienced brokers works with over 14 insurance providers to secure competitive rates and tailored coverage options for car, home, and tenant insurance. Since our inception, we have prioritized customer-centric service, demonstrated by our 4.7-star rating from 500+ reviews.

Our brokers are trained to navigate complex insurance needs, offering flexible payment plans and 24/7 access to policy documents through our user-friendly mobile app. We maintain transparency in all communications, ensuring clients understand their coverage details and payment obligations. Our commitment to continuous improvement is reflected in our recent rebranding, which emphasizes professionalism while retaining our approachable service ethos. By combining technological innovation with personalized support, we aim to redefine the insurance experience for Canadian consumers.
Services
Car Insurance Home Insurance Tenant Insurance High-Risk Car Insurance Online Policy Management
Details
  • Year established: 2016
Highlights and features
  • We partner with 14+ insurance providers for comprehensive coverage options
  • Our brokers specialize in high-risk and non-standard insurance cases
  • Flexible payment plans and financing options available
  • 24/7 access to policy documents through our mobile app
  • 500+ verified five-star reviews from satisfied Canadian customers
What people say
Excellent customer service Quick policy changes Affordable coverage options Knowledgeable agents Easy app access
Services
Car Insurance
We provide comprehensive car insurance solutions for standard and high-risk drivers. Our brokers access multiple providers to find competitive rates while ensuring proper coverage. Policies include accident benefits, liability protection, and optional enhancements. Our team helps clients understand coverage limits and deductibles.
Home Insurance
Our home insurance policies protect against common risks including fire, theft, and weather damage. We offer customizable coverage options for different property types. Brokers help clients identify appropriate coverage amounts and available discounts. Policies include liability protection and additional living expenses coverage.
Tenant Insurance
We offer affordable tenant insurance policies that protect personal belongings and provide liability coverage. Policies cover common risks like water damage, theft, and accidental breakage. Our brokers explain coverage details and help renters understand policy requirements from landlords.
High-Risk Insurance
Specialized insurance solutions for drivers with challenging records. We access niche providers offering coverage for impaired driving, multiple accidents, or license suspensions. Brokers provide honest assessments of available options and work to find affordable rates through our extensive provider network.
Online Policy Management
24/7 access to insurance documents through our mobile app and client portal. Features include policy changes, pink card downloads, payment scheduling, and billing document access. The platform allows quick communication with brokers and real-time policy adjustments during coverage periods.
People
Stephanie
Insurance Broker
Experienced broker known for quick policy adjustments and exceptional customer service. Specializes in high-risk cases and complex insurance needs. Maintains strong client relationships through clear communication and personalized solutions.
Miranda
Insurance Agent
Recognized for efficient service and expertise in policy transfers. Handles complex cases with speed while maintaining thorough documentation. Known for friendly approach and technical proficiency in insurance systems.
Kaitlyn
Customer Service Representative
Assists clients with policy setup and modifications. Known for prompt responses and clear explanations of insurance terms. Handles both phone and email inquiries with consistent follow-up and problem-solving focus.
Gabriella
Insurance Specialist
Provides dedicated support for time-sensitive insurance needs. Works extended hours to accommodate client deadlines. Specializes in coordinating coverage changes and ensuring timely documentation delivery for vehicle transactions.
Questions
How do I determine who manages my insurance payments?
Check if you signed an IFS contract, received withdrawals from IFS, or see the IFS logo on your billing schedule in our client portal.
What insurance types do you offer?
We provide car insurance, home insurance, and tenant insurance with coverage options tailored to individual needs.
Can I access my policy documents online?
Yes, our mobile app and client portal allow 24/7 access to policy documents, pink cards, and billing information.
Do you work with high-risk drivers?
Yes, we specialize in finding coverage for drivers with challenging records through our network of 14+ insurance providers.
How quickly can I get insurance coverage?
Many customers receive coverage within hours through our streamlined process, with some cases completed in under two hours.
What areas do you serve?
We serve clients across Canada, with particular expertise in Nova Scotia, New Brunswick, and Newfoundland.
Reviews (5)
Skyler Harrison
Jan 25, 2022 Report
Positive:Professionalism,Quality,Responsiveness,Value
Jake was very helpful. Awesome to talk to you, and it was just all around great. I never had such a good time calling about insurance. Thank you !!
Sarah Grant
Jan 19, 2022 Report
Positive:Professionalism,Quality,Value
The people I deal with at this company are excellent. They know what they're doing, they're fast and effective. They help you out with what you need asap. Plus they're very friendly, polite and professional. Way better than most insurance agents. Highly recommend them.
Natasha
Jan 19, 2022 Report
Positive:Professionalism,Responsiveness
I was speaking with Jake about changing over my insurance to my new Elantra and he was so quick and friendly, while still remaining professional. We had some laughs and I was on my way in no time! Great service and highly recommend! : )
Matt Blackler
Jan 05, 2022 Report
Have had nothing but great experiences with cheap insurance , employees are respectful as well as helpful !
always recommend cheap insurance to anyone that asks for a quote or somewhere new to try ! Thanks again for your delightful service even throughout these hard times everything is done in a timely manner with easy to deal with instructions ! Thanks again
Chris Pippy
Jan 04, 2022 Report
Positive:Professionalism,Quality,Responsiveness,Value
Jake Smith was knowledgeable, helpful and efficient had all my problems fixed quickly and made me a happy person..