Proudly providing great mortgages to hundreds of happy clients in Vernon and the Okanagan for over 30 years. Whether you're a first-time home-buyer, self-employed, or simply purchasing another home, we've got you covered. With just one simple application, we'll search over 40 lenders to find you a mortgage with low rate with great terms that you'll love.
It's hard work being an entrepreneur. We can make it easier for your business to succeed with a range of commercial financing options so you can overcome challenges and take advantage of opportunities. And if you're thinking about a really big commercial venture, be sure to call us. We know a few guys.
It's hard work being an entrepreneur. We can make it easier for your business to succeed with a range of commercial financing options so you can overcome challenges and take advantage of opportunities. And if you're thinking about a really big commercial venture, be sure to call us. We know a few guys.
Services
About
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Peter Pogue founded Kal-Mor Mortgages in 1992 because he wanted to give Vernon and North Okanagan home buyers access to great rates, flexible options and more attention. Since then, he has helped hundreds of people find the perfect mortgage. Throughout his work as a Vernon mortgage broker, Peter has also offered clients unique investment opportunities and connected homebuyers with individual lenders.
Mortgages
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With just one simple and easy application, we'll search over 40 lenders to help you find the lowest rate and the right terms. The rates we can secure for you are at least 1% lower than the banks. At Kal-Mor, we truly value your time. We're available day or night, at home or the office, weekdays or weekends, to accommodate your busy schedule.
First Time Homebuyers
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If you are a buying home for the first time than navigating your first-time homebuyer's mortgage can seem like quite the challenge. You're treading new waters and there are a lot of financial decisions that you will have to consider and plan for. Sometimes, it can be challenging to find a flexible mortgage lender to help you out with the first-time home buyer mortgage requirements.
Pre Approval
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Getting a pre-approved mortgage can be very beneficial in buying a home for the following two reasons:. The pre-approval is going to hold a rate for approximately 120 days, thereby protecting you from any sudden increase in the rates. At Kal-Mor, we make sure all our processes are efficient for our clients.
Private Mortgages
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Private mortgages are a fantastic alternative, no matter where you live. Institutional lenders are not always willing or able to lend money to everybody. Thus, private home loans are an incredible opportunity through which you can get the money you require from a reliable source. Most traditional lenders must stick to firm lending guidelines, which makes it difficult to lend to individuals who have unique loan requirements.
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