We hold in house binding authority in excess of 250 products, which includes standard and sub-standard product lines. We have our underwriters, working in all classes of insurances from 3 offices in Toronto, Ottawa and Montreal. Our underwriters are armed with extensive knowledge of market and industry complexities helping brokers solve unique insurance problems since 2004.

We offer 24/7 claim support by phone or email, and our available after hours, with a response time up to an hour, supplied by our network of country wide appointed loss adjusters. We are a one stop shop to provide customized innovative solutions designed for specific types of business and industries, a lot more than substandard hard to place.

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About Us

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We work in a fast pace service industry, and whilst the business shown to a Managing General Agent, is not of the "BOX" variety, we aim to offer terms in a fast and efficient manner. CHES Special Risks Inc was established in 2004, in response to broker demand for Insurance Product offering, and a high level of service backed by Underwriting expertise.

Thought Leadership

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Watch Gary Hirst discuss about CHES's relationship with brokers, what sets us apart from other MGAs, policy issuance concerns & the future of the Canadian MGA market with Paul Lucas, Managing Editor, Insurance Business. In conversation with Paul Lucas & Peter Janzen, Gary discusses coverage areas, policies, shifts in the industry, .

Claims

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Retail Brokers may report a loss to your designated Underwriter for claims reporting instructions. Upon receipt of a new loss, we will immediately notify the carrier and set the claims adjustment process in motion. Our 24 hour Claims line enables our Retail Broker, or your Client, to contact our Claims Team, 24 hours a day, 7 days a week, so when disaster strikes, often out of office hours, we are able to offer an immediate first response.

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