Business Details
11 Years
experience
Your Trusted Financial Partner in Kelowna, BC
At Balance Financial, we believe that financial success is deeply intertwined with personal fulfillment. With over 21 years of experience in the financial industry, including leadership roles at TD Canada Trust, we bring a wealth of expertise to help individuals and businesses navigate their financial journeys. Our approach is rooted in understanding the unique stories and goals of each client, recognizing that money decisions are often shaped by personal values and life experiences. We specialize in creating tailored financial plans that address budgeting, debt management, retirement strategies, tax considerations, and investment opportunities. Our commitment extends beyond individual clients to supporting the broader community, drawing inspiration from the entrepreneurial spirit of Kelowna and the Okanagan region.We prioritize transparency, empathy, and collaboration, ensuring our clients feel empowered to make informed decisions. By cutting through industry jargon and focusing on practical solutions, we aim to simplify complex financial concepts and build lasting relationships based on trust. Our services encompass cash flow management, risk assessment, estate planning, and legacy development, all designed to align with your specific life goals. Whether you're seeking guidance for personal financial growth or business development, our team is dedicated to connecting you with the resources and strategies needed to achieve long-term stability. We measure our success by the confidence and clarity our clients gain in managing their financial futures.
Services
Cash Management
Debt Management
Retirement Planning
Tax Considerations
Investment Options
Risk Assessment
Estate Planning
Legacy Development
Details
- Year established: 2015
Highlights and features
- We offer 21 years of financial industry expertise with TD Canada Trust leadership experience.
- Our client-centered approach prioritizes personal values and life goals in financial planning.
- We provide comprehensive services covering budgeting, retirement, tax, and investment strategies.
- Our community-focused perspective understands local business and individual financial needs.
- We combine technical expertise with empathetic guidance to simplify complex financial decisions.
Services
Cash Management
Our cash flow management services help clients optimize daily financial operations through budgeting strategies and expense tracking tools. We analyze income patterns and spending habits to create sustainable financial frameworks. This service benefits individuals and businesses seeking greater control over their financial resources.
Retirement Planning
We develop customized retirement strategies considering lifestyle goals, income requirements, and risk tolerance. Our approach incorporates RRSPs, TFSAs, and pension optimization techniques to ensure long-term financial security while maintaining current quality of life.
Debt Management
Our debt reduction programs assess existing obligations and create structured repayment plans. We help clients prioritize debts, negotiate terms, and implement strategies to achieve financial freedom while maintaining essential credit access.
Tax Considerations
We provide tax-efficient investment strategies and income structuring to minimize liabilities. Our services include analyzing tax implications of financial decisions and coordinating with accounting professionals for comprehensive planning.
Estate Planning
Our estate planning services ensure your assets are distributed according to your wishes while minimizing tax burdens. We coordinate wills, power of attorney documents, and trust structures to protect your legacy for future generations.
People
Shawna McCrea
Financial Planner
Shawna McCrea is a veteran financial planner with 21 years of experience in the banking industry. She founded Balance Financial in 2015 after serving as a TD Canada Trust branch manager. Her client-centered approach focuses on aligning financial strategies with personal values and life goals.
Questions
What financial services do you specialize in?
We specialize in cash flow management, debt reduction strategies, retirement planning, tax-efficient investing, and legacy development for individuals and businesses.
How do you tailor financial plans to individual needs?
We conduct comprehensive consultations to understand your life goals, risk tolerance, and financial circumstances before creating personalized strategies.
Do you work with local businesses in Kelowna?
Yes, we provide financial guidance for local entrepreneurs and businesses, focusing on cash management and growth strategies.
What makes your approach different from other financial advisors?
Our heart-centered approach combines technical expertise with understanding how personal values influence financial decisions.
How can I start working with Balance Financial Financial?
Contact us via phone or email to schedule a consultation where we'll discuss your financial goals and create a roadmap.
