Business Details
Your Trusted Partner for Tailored Loan Solutions
At Customer First Financing, we have dedicated ourselves to helping individuals achieve their financial goals through personalized lending solutions. With decades of combined experience in the financial industry, our team specializes in credit rebuilding, debt consolidation, and tailored loan programs designed to meet diverse needs. We offer face-to-face or remote service, flexible terms, and swift turnaround times while maintaining a commitment to transparency and client education.Our locally owned and operated business prioritizes understanding each client's unique circumstances to deliver structured financial plans that promote long-term stability. By leveraging home equity, vehicle financing, and specialty loan options, we empower clients to manage emergencies, home improvements, and personal investments efficiently. Our team's expertise in non-conventional lending approaches ensures accessible solutions for those navigating challenging financial periods.
Services
Personal Loans
Mortgage Solutions
Home Equity Loans
Vehicle Financing
Boat Loans
Motorcycle Loans
RV Financing
Specialty Loans
Debt Consolidation
Credit Rebuilding
Highlights and features
- We offer over 20 years of combined lending expertise
- Our team provides face-to-face or remote service options
- We guarantee swift loan approvals within 24 hours
- Locally owned with deep community understanding
- Specialize in structured debt consolidation solutions
What people say
Easy to apply
Helpful and professional
Rebuild credit
Local Nova Scotia business
Supportive and knowledgeable
Services
Personal Loans
Our personal loans consolidate payday loans or bills into affordable payments for financial emergencies, home repairs, or discretionary spending. With flexible terms and competitive rates from 28.9%, we offer swift approvals within 24 hours while reporting to Equifax for credit rebuilding.
Mortgage Solutions
Specializing in home purchase financing, our mortgage solutions offer face-to-face service and non-conventional approaches. Competitive rates from 14.9% with personalized guidance through the entire home buying process, tailored to unique client circumstances and financial profiles.
Home Equity Loans
Leverage home equity for lower interest rates and structured payments. Our home equity loans provide lump sums for renovations or emergency expenses at rates from 15.9%, with fixed monthly or biweekly payment options to match client budgets.
Vehicle Loans
With 20+ years of expertise, our vehicle loans cover dealership or private purchases at rates from 19.9%. We offer preapproval options and tailored terms, combining automotive knowledge with financial expertise to streamline new vehicle acquisition processes.
Specialty Loans
Designed for unique financial situations, specialty loans address pending inheritances or insurance settlements. Starting at 19.9% rates, we offer flexible payment structures including principal payment waivers to accommodate temporary financial challenges while maintaining credit-building benefits.
People
Ruth Burris
General Manager
University of New Brunswick graduate with 23 years in finance, including 17 years in senior management. Joined CFF in 2010, fostering client-centric culture and mentoring team members to deliver personalized financial solutions.
Sheila Hicks
Assistant Manager
20-year customer service expert with global and local organizational experience. Joined CFF in 2018, specializing in sales and operations support while delivering tailored loan solutions to clients across Nova Scotia.
Kim MacLean
Customer Account Manager
Retail sales expert with decade-long experience, including five years in management. Joined CFF in 2023, combining sales expertise with personalized financial guidance to help clients achieve their financial goals through structured loan solutions.
Maureen Green
Customer Account Manager
30-year sales and customer service professional with diverse organizational experience. Joined CFF in 2021, bringing extensive client relationship management skills to deliver personalized loan products and financial education to clients.
Questions
What loan types does Customer First Financing offer?
We provide personal loans, mortgage solutions, home equity loans, vehicle financing, boat/motorcycle/RV loans, and specialty financing options tailored to diverse financial needs.
How quickly can I get loan approval?
Most applications receive approval decisions within 24 hours, with funds typically available within a few business days after finalizing paperwork.
Do you report to credit bureaus?
Yes, we report to Equifax to help clients rebuild credit through consistent, on-time payments across all loan products.
Can I apply remotely?
We offer both in-person and remote service options for loan applications, consultations, and account management.
What interest rates do you offer?
Rates range from 14.9% for mortgages to 34.9% for specialty loans, with personalized rate determination based on individual financial circumstances.
Are you a local business?
Yes, we're a Nova Scotia-based company with physical offices in Dartmouth, serving local communities through locally made lending decisions.
