Business Details
Your Trusted Partner for Payday Loans & Financial Services
Money Direct has established itself as a trusted provider of financial services, prioritizing customer needs through accessible solutions. Since our inception, we have focused on delivering fast, transparent, and reliable services including payday loans, cheque cashing, money transfers, and bill payments. Our team of experienced professionals is committed to simplifying financial transactions for individuals across Canada. We operate coast-to-coast locations, ensuring convenience for our clients while maintaining strict compliance with regulatory standards.Our innovative Buy Back Program and fee-saving initiatives demonstrate our dedication to customer-centric practices. Through years of service, we have built a reputation for competitive pricing, immediate cash access, and exceptional client support. Our operational hours are designed to accommodate busy schedules, with extended weekday availability and Saturday services. We continuously strive to improve our offerings while maintaining the highest standards of ethical business practices and financial transparency.
Services
Payday Loans
Cheque Cashing
Money Transfer
Bill Payments
Prepaid Cards
Highlights and features
- We offer coast-to-coast locations across Canada for convenient access
- Our no-hold policy on cheques provides immediate cash access
- We maintain 97% cheque approval rate for payroll and settlement cheques
- Transparent pricing with no hidden fees on all financial services
- Extended operating hours including weekday evenings and Saturdays
Services
Payday Loans
Money Direct offers immediate payday loans with transparent pricing and quick approval. Our short-term financial solutions help bridge unexpected expenses until your next paycheck. Customers benefit from competitive rates and multiple payment options across Canada.
Cheque Cashing
We provide instant cheque cashing with no holds or delays, accepting 97% of cheques including payroll, bank drafts, and insurance payments. Our process requires only valid ID and offers immediate access to funds.
Money Transfer
Through our partnership with MoneyGram, we enable international money transfers to over 200 countries. This service supports both sending and receiving funds with competitive rates and quick processing.
Bill Payments
Our bill payment service offers convenient household bill settlement with guaranteed 3-day processing. Customers can pay bills instantly without postage delays or cheque-related complications.
Prepaid Cards
We offer low-cost prepaid Visa cards for secure transactions worldwide. These cards allow cash access at ATMs and online purchases, with options to load payday advance funds directly.
Questions
What locations does Money Direct operate in?
We have locations across Ontario, Nova Scotia, and British Columbia with multiple branches in major cities.
What identification is required for transactions?
Valid government-issued photo ID such as driver's license or passport is required for all financial transactions.
What types of cheques do you cash?
We cash payroll cheques, bank drafts, settlement cheques, and insurance cheques with immediate availability.
Are online loan applications available?
Yes, we offer 24/7 online payday loan applications with extended hours for processing and approval.
What payment methods do you accept?
We accept cash and debit card transactions for all our financial services and loan repayments.
Do you offer after-hours services?
Our physical locations operate with extended weekday hours until 8pm Thursday-Friday and Saturday until 5pm.
Videos
Reviews (4)
Andy B.
Apr 19, 2019
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So, I came in to a branch at Burnhamthorpe and Central Parkway in Mississauga around 730 and the supposed Manager of the branch tried telling me that it was too late to apply even though the branch said it closes at 8. She made up a story that sounded very sketchy but I still asked to proceed. The end result was that I was offered the lowest amount possible in addition to her telling me to wait as she helped someone else. This was clearly discrimination and the employee not wanting to do her job. I don't know what caliber of people they require to hire at these establishments but it was obvious
Jay W.
Dec 09, 2017
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Horrible customer service. I asked for a pay day loan and the first thing this girl asks is, "Do you work?" No, I'm just walking into an establishment asking for money in hopes that I'll be able to pay back in lint. After answering "yes", and going through an entire loan process, I was conveniently denied and not told a reason why. It was a complete waste of time. I believe they are discriminatory, because I certainly do qualify. Avoid. Go elsewhere like Money Mart.
Jennifer J.
May 27, 2014
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So, recently I got a letter from this establishment offering me a discount on services because they "noticed I have not been using their services lately" or something along those lines. Right away, I ripped up the paper including the coupon they sent, because I will NEVER, EVER, give this establishment my business again. Maybe if the last time I was there they showed me more respect and didnt make me feel like I was a criminal or something, I'd come back. Keep walking right past this store, its an EPIC FAIL.
Luis H.
Oct 23, 2013
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Stopped by here on a Friday night to pick up a money transfer that a friend sent me via Western Union. Noticing it's small size and it's close proximity to other vendors with a similar buisness (e.g. Money Mart, Cash Money) I decided to give them a try. WHAT A BIG MISTAKE! I was waiting nearly an hour to get the money and the young girl who was assigned there didn't know what she was doing. Another customer came in to cash her check, and the young girl disappeared. We called her several times through the thick glass (we could hear her but not see her) I went across the street
